Filing a claim for water damage





Author:Chris

When you have taken water damage to your home, it can be quite a process to file an insurance claim to get your home repaired. You will want to ensure that the power to the water damaged area has been turned off. Turning power to the area off will reduce further damage and reduce the chance of other electrical problems and fires, and will reduce the risk of electrocution. Next, you will need to find the source of the water leaks and try to get the water output under control or stopped. Depending on the type of water leak, you may need to turn off the home\'s main water shutoff valve. You will then want to perform emergency dry-out procedures on important items that have been damaged by the water leaks in your home.

To file a claim with your insurance company for water damage sustained by your home, you will first need to call your insurance company and report that damage has occurred. The insurance agent typically will recommend that a professional water damage restoration company come to your home and inspect the damage that has occurred. The professional water damage restoration company will give you a report on the extent of water damage your home has taken, along with an estimate of what it will cost to repair and the cost of replacing personal property. These estimates will need to be given to your homeowner’s insurance company, but you will want to have a copy of the estimate for your own personal records. You will also want to document and record the damages yourself, by taking pictures or recording them with a video camera. That way, you are covered by the insurance company in the event that the water restoration company missed some damage. After receiving the estimate from the water restoration company, your insurance company will send out an adjuster to inspect the water damage in your home. The insurance adjuster will look at the water damaged areas and survey the personal property damages. The information obtained by the insurance adjuster will be given to your insurance company. The insurance company will then cut you a check for you to begin repairing your home and replacing damaged personal property.

Damage caused by flooding is often not covered by a standard homeowner\'s insurance policy. You will need Flood Insurance to cover damage caused by flooding in your home. Any type of accidental water damage should be covered by your homeowner\'s insurance. Repairing your property should be done to standard, as keeping your home well maintained is part of your responsibility to ensure future damage does not occur.

Article Source: http://www.articlesbase.com/home-improvement-articles/filing-a-claim-for-water-damage-1001048.html

About the Author

Right Way Contracting and Restoration Services is a leading nationwide water damage restoration company specializing in 24/7 emergency service water damage restoration florida, water damage repair atlanta, mold remediation, flood damage repair, document drying, fire and smoke damage restoration and crime scene clean up.



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