What to Do When Your Property is Damaged by Fire


Fire is hazardous to properties. What should you do in case your property is damaged by fire? If you plan to take the property repair from your insurance, you have to be document the damage. Here are some tips to help you in dealing with property damage due to fire.

  • Document the damage. Take photographs of the property immediately after the fire has been put off. This is important as the insurance company will ask for this so might as well have it ready in applying for property claims.

  • Enumerate the damages and their severity. How severe is the damage, will it be repairable or the whole property must be rebuilt? You do the primary assessment yourself.

  • If there is a need for immediate repair to avoid further damage, you can shoulder the cost first. But of course, you have to forward the bill to the insurance company. Why can’t you just wait for the insurance company to pay for the repair? Sometimes property damage claims aren’t released immediately. So instead of having more serious property damage, you might as well take care of the repair first.

  • It is advisable that you find an insurance based property repair company. This is a property repair company that repairs the damage and sends the bill straight to the insurance company. This way, you won’t have to wait for the property damage claim to be released before you can start the repair. There are various insurance based property services out there. You can find one online or on the yellow pages.

  • If you are not an expert on property damage claims, it is a good idea to contact an insurance claim expert or consultant to help you get through the claim process.

  • If you have to shed out cash for the repair of the damage, keep all your receipts. Keep them handy so that you can collect the cost from the insurance company.

  • Consult a property repair expert about the condition of the property. Have them check the gas, electricity, pipes, fittings, etc. to ensure your safety.

  • All damages must be repaired. Do not leave even a minor damage unrepaired. This can cause big damage in the long run. So make sure the property repair company takes care of all minor and major damages.

In cases when fire seems inevitable, ensure your safety first. After the fire, deal with the damages. Contact property repair services and your insurance company.

Article Source: http://www.articlesbase.com/insurance-articles/what-to-do-when-your-property-is-damaged-by-fire-490754.html

About the Author

Insuranceworks.ie is an insurance based home repairs company in Ireland. It is an all-in-1 solution to client’s insurance based property repair needs. Insuranceworks.ie does the repair, assists in insurance claims and acts on client’s behalf in negotiating with the insurance company. See Property Repairs Dublin for Insuranceworks.ie services.

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